Hi, mfc has misled me. I have been makin...

Asked by anonymous on 04-08-2022 04:59:34
Question posted in the General Law category relating to Gauteng

Hi, mfc has misled me. I have been making continuous arrangements regarding my vehicle finance. I have been paying what I could. I was retrenched 2020 due to covid. They have been harassing me. I have been making payments based on what I could afford. I made an arrangement with a lady at mfc. She mentioned I should make a payment of full installment before we could continue. I have made the payment directly after our conversation then she has gotten back to me a while after saying that mfc can not assist me with an arrangement. I am very dissatisfied with the level of poor service given. They continued with a letter from the sheriffs to collect my vehicle. I got scared and arranged for sheriff to collect vehicle. The sheriff then told me I can make an arrangement with the bank to pay off the arrears. He further told me the bank would keep the vehicle for 30 days for me to contact them to come up with an arrangement. After me contacting the bank regarding this arrangement they not even giving me an option to come up with the arrangement and rather telling me that they are going to auction my vehicle. This is very poor service and I am not willing to leave them for misleading me. Please assist me. By leaving your contact number under this comment for me to contact you if you willing to help me 

If you would like to view the entire answer, you will need to either login or register a FREE account.


DISCLAIMER: Advice or answers from Lawyers on South African Legal Advice are not substitutes for the proper advice of an Lawyer. South African Legal Advice is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Lawyer who assists with your question is not your Lawyer, and the response above is not to be considered to be legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains. The responses above are from individual Lawyers, not South African Legal Advice. The site and services are provided “as is”. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service.