Asked by Laurel Raguan on 14-09-2021 15:01:12
Question posted in the Consumer Protection Law category relating to Gauteng
My husbands car is getting repossessed. The debt collectors called and say they will be repossession the car. Standard bank says its too late for payment arrangements. Is there anything we can do to prevent this. We want to make payments arrangements and keep the car. Please help
Information Requested by Lawyer
Posted by Att. Patrick on 15-09-2021 11:57:35
I see that you haven't made a payment for the question, but I'm going to assist you a little. If you want to ask a follow-up question, please make the required payment, even if it is R150 or R200.
Has Standard Bank got a Court Order which will allow the sheriff to collect the car? If yes, then there is basically nothing that you can do.
If there is no Court Order, then you don't need to hand over the car to debt collectors. They will demand this and that from you, but unless they have a Court Order, you are within your rights to tell them to get lost. They can't just take the car; they have to convince you to give it to them.
Please remember this is a dialog if you have follow-up questions please make the required deposit, then use the REPLY button and ask your further question. I would like to continue assisting you, but I need to concentrate on people who make deposits for their questions - they get serviced first!
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