Hi 05 October 2024 my sister and I went to a house development project she was was interested in buying a house from them  of which we met with the agent who was helping my sister with applying for flisp and a home loan from different banks,my sister signed the application forms that I saw shown by the agent 

My sister sister the got the flisp and bank loan approval from one of the bank I think it was end of October 2024

I think during the house building my sister was only sent pictures twice or thrice showing her the progress but was never called to come see the structure physically 

2025 April my sister had a conversation with the same agent that was helping her telling her that she no longer wants the house and asking  if it was possible to withdraw  since she never signed and sale of agreement and the agent said she can do that,softer that my sister decided to email the bank and cancel her home loan 

May 2025 my sister started getting calls from people saying they are from the same house development project telling my sister she should release the home loan money cos the house is at 80% and it's now hers cos it's in her name ,

My sister asks the how if I never signed anything with them ,what started today because suspicious was now them having calls with the people from.the bank ,because I got a call from someone from the banking thinking he called my sister I told him I'm not her ,he then called my sister 

He told me sister did she give the go ahead of the funds being released from the bank cos he had just called to confirm cos he needs to do security check with my sister before he releases the funds  after he got a call from people saying they spoke to my sister she had agreed to release the funds 

My sister told the bank employee not to release the funds,that's when she stated getting calls from those development people telling her to release those funds and how the would help her sell the house after paying for it but my sister told them no I don't want the house cos I can no longer be able to maintain it,

The now go to her job after she told them she don't want meet with them ,trying to convince her but she still refused that's when they said she signed the agreement of which she knows she never did cos she never saw how the document looked or had it in her possession physically or electronically 

She then calls the agent that helped her asking about the so called contract,he tells her he will send before the day ends,he never did he ignored her after 8days he sends the document 

To our surprise the so called sales of agreement was dated 05 October 2024 the same day my sister thought she was signing the bank application , the sales of agreement when I checked it had no Figures stated in it like ,how much the house cost,or the mortgage,the deposit nothing ,

I tell my sister to send me all the documents to check ,when I check them I see that the finance grant letter is dated 29 October 2024 ,while my sister was mad to sign the agreement unknowingly on the 05 October 2024,

Without knowing how much the house cost,how it was Gona be payed for,how much the mortgage is or the levies,

On the finance Lettee I see that flips has granted my sister R56000 , and the agent had told my sister flips granted her that amount R56000 I ask my sister to check her flips status,she does only to find out She  was funded R250000 

Now I ask myself is this the reason why they forcing my sister to release the home loan money ,and forcing the house on her ,made her sign things that she didn't know was signing and how is legit their sales of agreement or binding is since she was made to sign it with out stated figures and it doesn't align with the finance letter,

How did the register my sister's name with a contract that has nothing filled but onlinmay sisters initials and a signature she didn't know how it got there    

Now the just sent her the letter of demand ,so how and what can she do cause the now demanding almost 450000 that she doesn't  have , or what can she do since she can afford a lawyer and was manipulated in to everything