My husband and I loaned a large sum of money from my father to upgrade a cottage on my fathers property to live in. We have been paying the loan for almost 6 years now. We have been paying it back equally every month. He has charged interest as it was a policy that he cashed in, so basically paying it back as if it were a home loan from a bank. My husband and I are in the process of getting divorced. He is no longer going to contribute to the loan as I will be staying in the house. My husband is asking for his portion of the money back. The agreement was that once the house was sold we would get money back then. What legal right does he have to ask for the money at all and if he does have rights to the money (which doesn’t make sense to me) should it only be on sale of the house, as he is asking for it now? Unfortunately nothing is in writing.

Hi there,

I see that you haven't made a payment for the question, but I'm going to assist you a little. If you want to ask a follow-up question, please make the required payment.

If your father loaned you money to upgrade a cottage on your father's property, then legally your father is the owner of the cottage AND all of the upgrades to the cottage. 

So basically your father has loaned you money to enable you to spend that money on upgrading your father's house, and then you need to pay your father for that right. 

It all sounds a little bizarre. Your father should not be charging you that loan, or interest. 

If anything, your father should be charging you rental for the cottage. He must then spend his money on upgrading his cottage at his cost!

Att. Patrick

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