My name is Samora , I have 3 accounts th...

Asked by Samora on 21-02-2024 00:48:11
Question posted in the National Credit Act Law category relating to Gauteng

My name is Samora , I have 3 accounts that dates back to 2013 and 2 of the accounts (1 account with a default judgement-paid off)  were recently paid off early this month Feb 2024 and I have paid up letters for both accounts and the 3rd account prescribed Nov 2023(FNB loan), there is proof of prescription. 

Here are the three accounts in question.

FNB credit card-Default judgement 

-Paid up letter available.

-Judgement flag has since been removed but credit information(the account) is still showing on the credit report.

2. Direct Axis loan. 

-Paid up letter available 

- Account information is still available on my credit report 

3. FNB personal loan account number last paid 06/11/2020-

Prescription confirmed 

-Account information is still available on the credit report

I would like to know if it is possible that all three accounts can be removed from my credit report? how long the process would take?

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