Good day,I have been receiving messages ...

Asked by JoshuaBurger on 20-01-2020 13:22:32
Question posted in the National Credit Act Law category relating to KwaZulu-Natal
Question value: R 100.00

Good day,

I have been receiving messages from my bank regarding an overdrawn balance on one of my chequing accounts. It further explains that if I fail to balance the account the bank will issue a Section 129 notice. 

1). I have done a little research and found that due to NCA, my bank should have contacted me before hand to let me know about my account. I was not contacted at all before recieving these messages, and I do not avoid phone calls, e-mails, or text messages.

2). I have settled the account, but continue to receieve text messages from my bank.

Question: Will my bank take me to court? If so, why?

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